ICHRA CHOICE certification course

Updated 2026-10-29

NHP University’s uPPo course is designed for insurance agents who want to understand individual coverage HRAs and discuss them responsibly with employer prospects. It combines the mechanics of the arrangement with practical prospecting and client-conversation exercises.

The public course outline begins with the implementation timeline and census information, then covers employee classes, affordability, and state-market context. Later sections address prospecting, the initial approach, common objections, and a decision-game activity before the final uPPo section and certificate activity.

Those topics reflect the questions an agent needs to answer before recommending a change: when a transition can happen, which employees are included, how the allowance is evaluated, and what local coverage is available. The course is intended to support a more informed conversation—not to establish that CHOICE is the right product for every business.

The English course page lists a one-time price of $99 and course-level access that does not expire. uPPo also advertises an equivalent Spanish-language course. Its published promotion offers $30 off with code CHOICE30 through October 31, 2026; confirm the offer at checkout rather than assume a discount applies after that date.

An important distinction is the credential. The course page describes NHP University’s private uPPo course certificate. It expressly says the course is not a government license, regulator approval, or a substitute for legal, tax, or benefits-compliance advice. A private completion certificate should not be represented as a state insurance license or an unverified continuing-education credit award.

Agent Takeaway: Use the course to identify gaps in your understanding and prepare more accurate employer conversations. Keep employer-specific affordability analysis, plan design, and implementation with appropriately qualified professionals.

Training can improve preparation, but it does not guarantee clients, sales, employment, or income. Review the current course outline, language option, price, and certificate description before enrolling.